Springfield Clinic subsidizes the majority of the cost of health coverage for you and your family. You can choose from two comprehensive medical plan options and two dental options.
Medical Insurance
We're committed to providing comprehensive and quality medical coverage at a reasonable cost. Our health partner, Cigna, provides a whole-health approach by integrating physical, emotional, social and environmental aspects of your health.
Dental Insurance
Your dental health is an important part of your overall health. Springfield Clinic offers you the opportunity to purchase comprehensive dental coverage through Delta Dental.
Supplemental Coverage
Additional coverage available to all benefits-eligible employees, spouses, and dependent children. Three options available:
Accidental Injury
Critical Illness
Hospital Indemnity
These plans are designed to provide a lump-sum cash benefit if you are injured in an accident, diagnosed with a covered illness, or have an unexpected hospital stay. The benefit can be used to pay out-of-pocket medical expenses and everyday living expenses - no restrictions apply. It provides an additional layer of financial protection when you and your family may need it most.
Flexible Spending Account
FSAs help you save money by allowing you to pay for certain types of health care and dependent care expenses on a pre-tax basis. You decide annually how much money to put aside. This amount is then deducted pre-tax on a bi-weekly basis. Health care FSA annual amounts are immediately available for use as needed. Dependent care FSA amounts are available only as they accrue in your account each pay period.
Health Savings Account
HSA is a tax-favored savings account created for the purpose of paying eligible medical, dental and vision expenses. Contributions to your HSA are deductible up to the legal limit, and the funds are available for use as you add them to your HSA. Unlike an FSA, unused money is not forfeited at the end of the year. You can only be enrolled in the HSA if you are enrolled in a qualified HDHP plan. Springfield Clinic also contributes annually to your HSA.